




***$10,000 PRICE DROP + UP TO $10,000 BUYER INCENTIVES** **MORE HOUSE. LESS PAYMENT.*** Now offered at **$640,000**, this spacious Rancho Belago home delivers more than just a lower price—it offers the opportunity for a significantly lower monthly payment. Situated on a private corner lot with only one direct neighbor, this home features soaring ceilings, abundant natural light, an open-concept layout, a large kitchen with center island, walk-in pantry and butler's pantry, a downstairs bedroom ideal for guests or multigenerational living, multiple flex spaces for a home office, gym or media room, a spacious primary suite with two walk-in closets, a 3-car garage, upstairs laundry, and a backyard ready for BBQs and family gatherings. Conveniently located near parks, shopping, dining, Kaiser Permanente, golf, and commuter routes. Qualified buyers may receive **up to $10,000 in lender assistance**, possible low or zero down payment options, reduced interest rates, potential no mortgage insurance, plus additional seller credits. The existing FHA loan may also be assumable at approximately **3.75%** for qualified buyers—an uncommon opportunity to own more home with potentially lower monthly payments.
Bedrooms
4
Bathrooms
4
Square Feet
3,075
Lot Size
6,534 sqft
Year Built
2005
Property Type
Single Family Residence
Days on Market
70
HOA Fee
$30/mo
Garage Total
3
MLS #
IV26080451
Interior Features
Eat In Kitchen, See Remarks, All Bedrooms Up, All Bedrooms Down, Jack And Jill Bath, Loft
Flooring
Laminate, Tile
Fireplace
Living Room
Appliances
Dishwasher, Electric Range, Gas Oven, Gas Range
Laundry
Gas Dryer Hookup, Laundry Room
Main Level Bedrooms
1
Main Level Bathrooms
1
Cooling
Central Air
Heating
Central
Total Parking Spaces
3
Garage Spaces
3
Attached Garage
Yes
Parking Features
Door Multi, Driveway, Garage Faces Front, Garage, Garage Door Opener
Fencing
Average Condition
Security
Carbon Monoxide Detectors, Smoke Detectors
Roof
Tile
Direction Faced
Southeast
Lot Features
Zero To One Unit Acre
Sewer
Public Sewer
Water Source
Public
Other
Curbs
$0
| Rating | School Name | ||
|---|---|---|---|
| No school data available for this area. | |||
Balanced market
Avg. time on market
This is a Balanced Market. Homes are selling at a moderate pace.
Flood Risk
Minimal — not in a FEMA flood zone
Wildfire Risk
Moderate — near wildland-urban interface
Heat Risk
Low — moderate summer temperatures
Earthquake Risk
Southern California seismic zone
Based on price, location, and features
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