Current Mortgage Rates

Track current mortgage rates and trends to find the perfect time to buy your dream home.

30-Year Fixed

Conventional

Compare Options

Current Purchase Rates

Compare mortgage rates across different loan types to find the best option for your home purchase.

home

30-Year Fixed

Conventional

speed

15-Year Fixed

Conventional

account_balance

30-Year FHA

Government-backed

military_tech

30-Year VA

Veterans & Military

diamond

30-Year Jumbo

High-value loans

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5/1 ARM

Fixed 5 years, then adjusts

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7/1 ARM

Fixed 7 years, then adjusts

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10/1 ARM

Fixed 10 years, then adjusts

compare

Compare Loan Options

Compare different loan scenarios side-by-side

Historical Data

Rate Trends

Track how mortgage rates have changed over the past month. Understanding rate trends can help you decide the best time to lock in your rate.

Week Change

info

Change between the two most recent weekly rate releases from the Federal Reserve.

30-Day Low

info

The lowest rate recorded in the past 30 days.

30-Day High

info

The highest rate recorded in the past 30 days.

30-Day Change

info

Total rate change over the past 30 days (oldest vs latest).

30-Year Conventional Rate

Past 30 days

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Knowledge Center

Understanding Mortgage Rates

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What Affects Rates?

Mortgage rates are influenced by Federal Reserve policy, inflation, economic growth, and housing market conditions. Your personal rate also depends on credit score, down payment, and loan type.

lock

Rate Locks

A rate lock guarantees your interest rate for a set period (typically 30-60 days). This protects you from rate increases while your loan is processed.

payments

Points vs. Rate

Discount points let you pay upfront to lower your rate. Each point typically costs 1% of the loan and reduces the rate by 0.25%. Consider your break-even timeline.

Current Mortgage Rates

Track current mortgage rates and trends to find the perfect time to buy your dream home.

30-Year Fixed

Conventional

Compare Options

Current Purchase Rates

Compare mortgage rates across different loan types to find the best option for your home purchase.

home

30-Year Fixed

Conventional

speed

15-Year Fixed

Conventional

account_balance

30-Year FHA

Government-backed

military_tech

30-Year VA

Veterans & Military

diamond

30-Year Jumbo

High-value loans

trending_down

5/1 ARM

Fixed 5 years, then adjusts

trending_down

7/1 ARM

Fixed 7 years, then adjusts

trending_down

10/1 ARM

Fixed 10 years, then adjusts

compare

Compare Loan Options

Compare different loan scenarios side-by-side

Historical Data

Rate Trends

Track how mortgage rates have changed over the past month. Understanding rate trends can help you decide the best time to lock in your rate.

Week Change

info

Change between the two most recent weekly rate releases from the Federal Reserve.

30-Day Low

info

The lowest rate recorded in the past 30 days.

30-Day High

info

The highest rate recorded in the past 30 days.

30-Day Change

info

Total rate change over the past 30 days (oldest vs latest).

30-Year Conventional Rate

Past 30 days

show_chart

Loading chart data...

Knowledge Center

Understanding Mortgage Rates

trending_up

What Affects Rates?

Mortgage rates are influenced by Federal Reserve policy, inflation, economic growth, and housing market conditions. Your personal rate also depends on credit score, down payment, and loan type.

lock

Rate Locks

A rate lock guarantees your interest rate for a set period (typically 30-60 days). This protects you from rate increases while your loan is processed.

payments

Points vs. Rate

Discount points let you pay upfront to lower your rate. Each point typically costs 1% of the loan and reduces the rate by 0.25%. Consider your break-even timeline.